Terms and Conditions

1. Introduction

These Terms of Service ("Terms") constitute a legal agreement between you ("User") and Ikashi Fintech Private Limited ("Company").

Thank you for your interest in ikashiwealth.com. By accessing or using this Website, you agree to be bound by these Terms.

Ikashi Fintech Private Limited is registered with SEBI as a Research Analyst (Registration No. INH000020509) under the SEBI (Research Analysts) Regulations.

2. Information and Materials Usage

The products and services listed on this Website are offered only in jurisdictions where they are legally permitted. Eligibility for subscription to any Services shall be determined solely by Ikashi Fintech Private Limited.

You may download Website content for personal use only, provided you retain all applicable intellectual property notices.

You may not:

• Alter Website data or information without authorization
• Reproduce, copy, duplicate, or distribute Website content for commercial purposes

We do not guarantee that use of Website materials will not infringe third-party rights.

3. Intellectual Property

All content on the Website—including text, graphics, logos, trademarks, trade names, and other materials—is owned by Ikashi Fintech Private Limited or applicable third parties.

Nothing on the Website grants you any right or license to use any trademarks displayed on it.

Use of trademarks or proprietary content requires prior written consent from the Company or the respective owners.

4. Confidentiality

The Website may contain confidential information belonging to the Company. You agree not to disclose such information without prior written permission.

You further agree not to share or disclose:

• Product or service details
• Strategies or features
• Software benefits, screenshots, or related content

Exceptions apply only where disclosure is required by law, court order, or regulatory authority.

5. Eligibility

By using this Website, you confirm that you are a natural or legal person of majority age (18 years; or 21 years where a guardian is appointed).

Under the Indian Contract Act, 1872, persons of unsound mind or undischarged insolvents are not eligible to enter legally enforceable contracts.

Ikashi Fintech Private Limited may suspend or delete your profile, content, or access rights at its sole discretion if you violate these Terms or any related agreement.

6. Termination & Refund Policy

We follow a strict no-refund policy.

Payments made for our services are non-refundable and non-cancellable.

All orders are final, and the Company reserves full discretion in handling disputes or cancellations.

7. External Website Links & Non-Transferability

Our Website may contain links to third-party websites. These are not reviewed or verified by Ikashi Fintech Private Limited for accuracy or reliability. We disclaim responsibility for any content or views expressed on external sites.

Access credentials such as passwords, OTPs, or content access rights granted to you are non-transferable.

8. Alerts & Communication Consent

By using this Website, you consent to receiving:

• Calls
• Autodialed / pre-recorded messages
• SMS alerts

These may be sent by the Company or authorized vendors, even if your number is registered under DND (Do Not Disturb).

All communications will comply with DoT and TRAI guidelines, as well as terms of any third-party service providers used.

9. Indemnification

You agree to indemnify and hold harmless Ikashi Fintech Private Limited and its affiliates, employees, directors, agents, partners, and licensors from any claims, damages, losses, liabilities, expenses, or legal fees arising from:

• Your use or misuse of the Website or Services
• Violation of these Terms

10. No Warranty

Ikashi Fintech Private Limited does not guarantee the accuracy, completeness, or timeliness of any news, information, or content provided.

You use such information at your own risk.

11. Severability

If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.

12. Recommendations, Conflicts & Complaints

For suggestions, concerns, or grievances, please contact: Connect@ikashiwealth.com

13. Privacy Principles

These Terms must be read together with our Privacy Policy, which may be updated periodically.

14. Governing Law & Jurisdiction

These Terms are governed by the laws of India.

Any disputes arising from the use of this Website shall fall under the exclusive jurisdiction of courts in India.

15. Additional Provisions

Ikashi Fintech Private Limited reserves the right to add, modify, replace, or remove any Website content, sections, or features at any time without prior notice.