Privacy Policy

1. Information We Collect

We collect the following categories of information:

1.1 Personal Information

Provided voluntarily by you during registration, subscription, or communication, including:

• Full Name
• Email Address
• Phone Number
• PAN or financial profile details (if required for compliance or onboarding)
• Any other information you submit while using our Services

1.2 Non-Personal Information

Collected automatically when you visit our Website:

• Device details
• Browser type and version
• IP address
• Cookies and tracking data
• Pages visited, time spent, clickstream data

1.3 Financial Information (If Applicable)

Only collected when needed for service delivery:

• Investment preferences
• Risk profile
• Past investment data
• Payment transaction details (processed via secure payment gateways; we do not store card/bank details)

2. How We Use Your Information

We use your information to:

• Provide research and analytical services
• Personalize your experience on the Website
• Process payments and manage subscriptions
• Communicate important service updates and alerts
• Improve Website functionality and user experience
• Comply with SEBI and regulatory requirements
• Prevent fraud, misuse, or unauthorized access
• Send marketing or promotional communication (only with consent)

3. Sharing of Information

We do not sell your personal data.

We may share your information only with:

• Regulatory authorities (SEBI, etc.), if required by law
• Trusted service providers, such as:
  • Payment gateways
  • SMS/email delivery partners
  • IT & hosting service providers
• Legal bodies in case of disputes, fraud, or compliance requirements

All third-party partners follow data protection standards aligned with industry best practices.

4. Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Enhance Website performance
• Recognize returning users
• Analyze traffic and user behavior

You may disable cookies in your browser settings, but this may affect some Website features.

5. Data Security

We implement industry-standard security measures to safeguard your information, including:

• SSL encryption
• Secure servers
• Restricted access controls
• Regular security audits

While we strive for maximum protection, no system is completely fail-proof. Users are responsible for maintaining confidentiality of login credentials.

6. Data Retention

We retain your information:

• As long as your account is active
• As long as necessary for regulatory compliance (SEBI-mandated recordkeeping)
• Until such time the information is no longer required for the purposes mentioned above

Once no longer required, data is securely deleted or anonymized.

7. Your Rights

You have the right to:

• Access your personal data
• Request correction of inaccurate data
• Request deletion (subject to regulatory retention requirements)
• Withdraw consent for marketing communications
• Request information about how your data is processed

To exercise these rights, contact us at Connect@ikashiwealth.com.

8. Third-Party Links

Our Website may contain links to external websites.

We are not responsible for the privacy practices, content, or policies of third-party websites.

We encourage you to review their respective privacy policies.

9. Children's Privacy

Our Website and Services are not intended for individuals under 18 years of age.

We do not knowingly collect information from minors. If we learn a minor has provided data, we will delete it promptly.

10. Legal Compliance

We may disclose your information if required to:

• Comply with applicable laws
• Respond to lawful requests from government or regulatory authorities
• Protect our rights, users, or public safety

11. Updates to This Privacy Policy

We may update this Privacy Policy from time to time.

Changes will be posted on this page with an updated "Last Updated" date.

Your continued use of the Website constitutes acceptance of the revised Policy.