Ikashi Wealth App

Complete details about our services, fee structure, compliance, and operational processes

Ikashi Fintech Private Limited ("Ikashi", "We", "Us", "Our"), a SEBI-registered Research Analyst (Registration No. INH000020509), is committed to providing transparent, compliant, and ethical research services to all subscribers.

1. Service Offerings

Ikashi provides research-driven educational services across equity markets. Our offerings include:

Equity Research Reports

• Independent research on listed companies
• Sector and industry analysis
• Long-term and fundamental insights

Fundamental Analysis

• Business models
• Financial statement reviews
• Valuation methodologies
• Peer comparisons

Market Updates

• Periodic market commentary
• Key macroeconomic insights
• Earnings season coverage

Educational Content

• Learning materials on investing concepts
• Tools, checklists, and investor frameworks

Research Rationale & Notes

• Clear reasoning behind each research opinion
• Assumptions, risks, and valuation summary

Note: We do not provide intraday trading calls, futures & options calls, or execution-based services.

2. Fee Structure

Ikashi's fee structure adheres to SEBI's regulatory framework.

Maximum Fee Limit

As per SEBI guidelines, a maximum cap of ₹1,51,000 per family per year applies to Research Analyst services.

Payment Terms

Subscription fees are collected on a prepaid basis as per mutually agreed service plans
All fees are non-refundable, except in cases where SEBI suspends/cancels our registration

Payment Methods

• UPI

• NEFT / IMPS

• Internet banking

• Payment gateways (Razorpay, Cashfree, etc.)

Refund Policy

Refunds will be provided only if Ikashi's RA registration is suspended/cancelled by SEBI. Otherwise, fees are strictly non-refundable.

3. Service Delivery

Delivery Channels

Email
Secure website portal access
Member dashboard

Frequency

Depending on the subscription plan:

Weekly / Monthly insights
Periodic research reports
Timely updates and alerts

Format

PDF research reports
Email notifications
Portal-based access to archives

Support

Email support within 7 business days (Connect@ikashiwealth.com)

4. Client Eligibility

Eligible Clients

Individual retail investors
High-net-worth individuals (HNIs)
Corporate/Institutional entities (subject to approval)

Geographic Scope

Services are offered only to Indian residents.

Minimum Age

Clients must be 18 years or older.

Mandatory KYC

PAN, Aadhaar, Address proof may be required.

5. Service Limitations

To maintain fairness and transparency:

Services are educational and informational only.
We do not provide guaranteed returns or performance assurances.
No execution, order placement, or brokerage services are provided.
Market risks apply to all investments.
Past performance is not indicative of future results.
Services may not be suitable for all investor profiles.

6. Regulatory Compliance

Ikashi strictly complies with:

SEBI (Research Analyst) Regulations, 2014
Periodic audits and regulatory filings
Required disclosures in research reports
Record-keeping and data-retention norms

Compliance Officer

A designated Compliance Officer is available for regulatory matters and client grievances.

Enlistments

SEBI RA Registration No.: INH000020509

7. Technology & Security

We use industry-standard infrastructure to protect client information.

Key Features

SSL-secured Website
Encrypted data storage
Periodic backups and disaster recovery
24/7 portal access for active subscribers
Mobile-friendly responsive Website
Real-time updates wherever relevant

Despite best practices, no system is completely immune to cyber risks.

8. Grievance Redressal

We follow a transparent and structured grievance redressal mechanism.

Primary Support

Connect@ikashiwealth.com

Response Time

Within 7 business days

Escalation

Through our Compliance Officer

SEBI SCORES Portal

If issues remain unresolved, investors may lodge complaints through:SEBI SCORES portal (scores.gov.in)

Service Hours

Monday to Friday: 9:00 AM – 6:00 PM (IST) (Excluding public holidays)

Important Notice

This Service Disclosure is subject to periodic updates based on:

SEBI guideline revisions
Internal process improvements
Other regulatory or business requirements

Clients will be notified in advance of any material changes.

Service Disclosure